<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Freelance Doctor&#39;s Life Log</title><description>The personal site of S Nishi, an internist in Japan. Notes on what I have been thinking, how I design my own apps, and information that might help someone.</description><link>https://freelance-dr-log.com/en/</link><language>en</language><item><title>What If the AI Bubble Crashes? Why a Doctor Who Failed in Two Crashes Doesn&#39;t Worry About Today&#39;s High Stock Prices</title><link>https://freelance-dr-log.com/en/posts/money-crash/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/money-crash/</guid><description>How I see today&#39;s high stock prices, often called an AI bubble, based on freezing up during the COVID crash and on halving my assets by shorting the Nasdaq while the market kept rising. I explain why I keep investing regularly even though I think prices are high, and why I don&#39;t spend time on the market.</description><pubDate>Sat, 17 Oct 2026 12:35:27 GMT</pubDate></item><item><title>My Experience with Speculation: The Trade That Cost Me Half My Assets, and the Win That Wasn&#39;t Worth It</title><link>https://freelance-dr-log.com/en/posts/money-speculation/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/money-speculation/</guid><description>A doctor&#39;s experience trading stocks, FX, CFDs, crypto, and more since 2020. I look back on the trade where I shorted the Nasdaq based on economic indicators and lost about half my assets, and the trade where I bet on the market overreacting to Kobayashi Pharmaceutical&#39;s red yeast rice scandal, and explain why even the win wasn&#39;t worth it.</description><pubDate>Sat, 17 Oct 2026 10:50:16 GMT</pubDate></item><item><title>How Many Days a Week Does a Doctor Need to Work? Calculating Living Costs and Savings Rate When You&#39;re Not Aiming for FIRE</title><link>https://freelance-dr-log.com/en/posts/money-impression/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/money-impression/</guid><description>I work out how much I need to earn each month from an estimate of my living costs and my savings rate. I cover spreading big purchases into monthly amounts, using the 4% rule and your savings rate to see how many years until you could live without working, what your earning power is worth, and how I think about things as a doctor who isn&#39;t aiming for FIRE and works about two days a week.</description><pubDate>Sat, 17 Oct 2026 10:50:16 GMT</pubDate></item><item><title>Index Funds and Government Bonds Are All You Need for Investing</title><link>https://freelance-dr-log.com/en/posts/money-investment/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/money-investment/</guid><description>My current approach: money I&#39;ll leave for a long time goes into a global index fund, money I&#39;ll use within a few years goes into Japanese government bonds for individual investors or an ordinary savings account, and I don&#39;t touch anything else. I also cover how I use NISA (Japan&#39;s tax-free investment account) and iDeCo (Japan&#39;s private pension plan with tax benefits), and work through the returns on a real estate investment.</description><pubDate>Fri, 16 Oct 2026 11:50:03 GMT</pubDate></item><item><title>For Medical Students: A Loner&#39;s Survival Strategy</title><link>https://freelance-dr-log.com/en/posts/career-university/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/career-university/</guid><description>As someone who was a sure bet for the top of my class&#39;s loner rankings, I look back, year by year, on how I got through medical school on my own and earned my medical license. I cover how I got hold of exam materials, how I handled clinical rotations and clinical clerkships, the textbooks I used, and how I would spend those years if I did it over.</description><pubDate>Fri, 16 Oct 2026 11:50:03 GMT</pubDate></item><item><title>Why I Recommend Traveling in China: The Surprising Comfort of a Surveillance Society, and Reasons to Go</title><link>https://freelance-dr-log.com/en/posts/travel-china/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/travel-china/</guid><description>Drawing on a month-long trip through 11 cities from Beijing to Zhangjiajie, I cover the sense of safety from all the surveillance cameras, how I got around without speaking the language, actual prices in 2025, how convenient Alipay is, and having my power bank confiscated on a domestic flight.</description><pubDate>Thu, 15 Oct 2026 21:57:24 GMT</pubDate></item><item><title>Digitizing Medical Books: Buying Pre-Cut Copies Cheaply and Turning Them into a Personal Database I Can Search with AI</title><link>https://freelance-dr-log.com/en/posts/money-saving-book/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/money-saving-book/</guid><description>If you buy pre-cut medical books on Mercari and scan them yourself, you can get PDFs for about 13% of the price of a new copy. I also explain how I use AI to extract the text, combine it with clinical guidelines, and look up clinical questions using only my own materials.</description><pubDate>Thu, 15 Oct 2026 21:57:24 GMT</pubDate></item><item><title>Going Freelance from My Third Year Without Becoming a Board-Certified Specialist: Why I&#39;m Glad I Chose It and What I Think Now</title><link>https://freelance-dr-log.com/en/posts/career-3rd-year-2/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/career-3rd-year-2/</guid><description>The main reason I went freelance from my third year as a doctor was to travel abroad. Now that I&#39;ve done the traveling I wanted to do, I&#39;m leaving a way of working I could keep up if it were only about money. Here is why I&#39;m entering a specialty residency program next year.</description><pubDate>Thu, 15 Oct 2026 21:57:24 GMT</pubDate></item><item><title>Going Freelance in Your Third Year as a Doctor Without Becoming a Board-Certified Specialist: Is It a Real Option?</title><link>https://freelance-dr-log.com/en/posts/career-3rd-year-1/</link><guid isPermaLink="true">https://freelance-dr-log.com/en/posts/career-3rd-year-1/</guid><description>After junior residency, I didn&#39;t enter a specialty residency program and instead worked freelance for a little over a year. Here I write about the good sides and the hard sides of this path that I learned along the way. My conclusion: if you don&#39;t have a particular goal, you&#39;re better off becoming a board-certified specialist.</description><pubDate>Thu, 15 Oct 2026 21:57:24 GMT</pubDate></item></channel></rss>
